$1,335,000 refinance and cash out in San Francisco

This $1,335,000 loan amount on a refinance and cash out in San Francisco. This was a loan where two siblings inherited a property from the mom and one sister wished to buy out the other sister and retain ownership of the property.  Upper level is residential units and the lower level is commercial space, currently home to a bike shop.  Non-owner occupied investment, 40% loan to value, 12 month loan.

Loan Amount: $1,335,000

Loan Term: 12 Months

LTV: 40%

Loan Position: First Deed of Trust