Loans will be made or arranged pursuant to California Financing Law.
Rubicon Mortgage Fund, LLC. CFL 6053884
Rubicon Realty Advisors, Inc. CFL 6053885. NMLS ID: 2257291
California's premier direct private money lender — funding commercial real estate deals in San Diego and surrounding areas.
Rubicon Mortgage Fund is a direct private money lender serving commercial real estate investors and developers throughout San Diego and the greater surrounding region. As a licensed California lender, we make every credit decision in-house — no committees, no outside approvals. We close in as few as 14 days.
Our asset-based underwriting means no credit check required. If the property supports the loan, we can fund it — quickly and predictably. Whether you're acquiring a new property, refinancing, or need bridge capital, Rubicon has the experience and the capital to move at your speed.
Every credit decision is made in-house by our own underwriting team. No committees, no syndication, no appraisals, no outside approvals — just a fast yes or no.
We lend on the property, not the borrower's credit score. No credit checks required. If the asset supports the loan, we can fund it.
Speed is our competitive advantage. We can move from application to funding in as little as two weeks — critical when you need to compete for properties in SD.
We fund commercial real estate loans from $500K to $15 million across all property types statewide — sized for San Diego's market.
We exclusively lend in California and have been doing so since 2008. We know San Diego real estate — its cycles, submarkets, and deal structures.
We hold only first position liens. Clean loan structures, predictable terms, and up to five-year loan durations with interest-only payments.
Move fast on commercial property acquisitions in SD. No credit checks — decisions in hours, not weeks.
Learn more →Refinance existing commercial real estate to access better terms or unlock equity. Fast, flexible, structured around your timeline.
Learn more →Unlock the equity in your SD commercial property — for renovations, new acquisitions, or any business purpose. Up to 65% LTV.
Learn more →Bridge financing to keep your 1031 exchange on track when timing is tight. We move as fast as your deal requires.
Learn more →Short-term commercial bridge loans for acquisitions, value-add plays, and time-sensitive transactions across San Diego.
Learn more →Ground-up and renovation construction financing for developers across San Diego. Fast approvals and flexible draws.
Learn more →Tell us about your property and we'll provide a fast, no-obligation preliminary quote.
Get a QuoteRubicon Mortgage Fund, LLC is California's premier direct private money lender for commercial real estate. In-house underwriting. No appraisals. Initial response typically within 24 hours.
(925) 283-8919