San Francisco Bay Area
Let's Get You Funded
Rubicon Mortgage Fund proudly serves the San Francisco Bay Area, offering fast and efficient private money loans / private money lending solutions for commercial real estate transactions.
www.rubiconmortgagefund.com
(925) 283-8919
San Francisco Bay Area
Hard Money Lenders & Loans
- Rates starting from 8.25%
- Lender fees start from 1%
- LOI within 24 hours
- Financing up to 65%
- 5-Star Google Review Ratings
- RMF manages over $150M in capital available for lending
San Francisco Bay Area
Hard Money Lenders & Loans
Hard money lenders in the San Francisco Bay Area play a crucial role filling financing gaps left by traditional banks, especially for real estate investors needing speed, flexibility, or capital for non-standard transactions. Typical use cases include short-term bridge financing, cash-out refinances, fix-and-flip projects, and acquisition or rehab of investment properties. Their underwriting tends to focus more on the value of the real estate itself (and its future condition or “after repair value”) than on strict borrower credit scores or income documentation. This makes them valuable in a high-cost, competitive market like the Bay Area where time and property value are often of the essence.
San Francisco Bay Area
Bridge Loans
In the San Francisco Bay Area, bridge loans serve as short-term financing tools for real estate investors and property owners needing capital quickly—often to acquire property, cover costs during construction or renovation, refinance existing debt, or handle transitional cash‐flow gaps while longer-term financing is secured. These loans typically come with faster turnaround, more flexible terms, and higher interest rates than traditional bank loans, given the higher risk and shorter time‐horizon.
Cash Out & Refinance Loans
in the San Francisco Bay Area
Cash-out and refinance loans are common financing tools in the Bay Area real estate market, allowing property owners and investors to tap into built-up equity, restructure existing debt, or free up capital for new investments or property improvements. Because Bay Area property values tend to be high, there is often significant equity to access—but borrowers must contend with strict underwriting, regulatory issues, and competitive alternatives.
