$175,000 Acquisition in Richmond, CA
Fix and Flip Loan Powers a SFR Acquisition for Experienced East Bay Investor
Loan Amount: $175,000
Loan Term: 12 Months
LTC: 55%
Loan Position:Â First Position Deed of Trust
Rubicon Mortgage Fund Lends $175K for Acquisition in Richmond California
Rubicon Mortgage Fund, LLC is pleased to announce the successful closing of a $175,000 fix and flip loan for the acquisition of a single-family investment property in Richmond, California. The transaction is a prime example of how short-term private lending can help investors act quickly in competitive markets and execute strategic renovations to increase portfolio value.
Deal Snapshot
- Â Loan Amount: $175,000
- Loan Purpose: Acquisition for fix and flip
- Property Type: Single-Family Residence (SFR)
- Square Footage: 962 SF home on a 3,484 SF lot
- Occupancy: Non-owner occupied, income-producing rental
- Â Location: Richmond, CA
- Borrower Profile: Experienced real estate investor and licensed Realtor
- Â Exit Strategy: Resale after complete renovation
Fix and Flip Loan Enables Value-Add Strategy
The borrower, an established East Bay-based Realtor, once the tenants move out, the borrower plans a full rehab of this Richmond SFR with the goal of executing a value-add strategy and exiting through resale. The fix and flip loan from Rubicon provides the short-term financing needed to close quickly and begin rehab without delay.
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Once renovations are complete, the borrower intends to list the property for sale, capitalizing on Richmondâs strong demand for move-in-ready homes. This strategy is not only designed to generate profit but also to build equity and expand the borrowerâs real estate investment portfolio.
Income-Producing Investment Property in Prime Market
The subject property is a non-owner occupied rental home situated on a generously sized lot in Richmond. With 962 square feet of interior space and a 3,484 square foot parcel, the home offers significant potential for improvement and value appreciation. Given the ongoing housing demand in the city, well-executed fix and flip projects like this can yield substantial returns for experienced operators.
Experienced Borrower and Strong Broker Referral
Rubiconâs borrower is no stranger to real estate investing. As a licensed Realtor with hands-on experience in multiple fix and flip transactions, they bring a seasoned perspective to the project. Their knowledge of East Bay submarkets gives them an edge when identifying underutilized properties with potential.
This opportunity was referred by a trusted mortgage broker based in Danville, who has worked with Rubicon on other transactions. Strong broker relationships continue to play a vital role in connecting Rubicon with qualified borrowers and helping investors secure funding quickly and efficiently.
Why Choose Rubicon for a Fix and Flip Loan?
Rubicon Mortgage Fund has earned a reputation as a leading private lender for fix and flip loans in California. Investors choose Rubicon for:
- Â Speed: Fast closings, often within days
- Flexibility: Asset-based lending tailored to each deal
- Local Expertise: Deep understanding of Californiaâs real estate markets
- Â Relationship Focus: Repeat borrowers and brokers are a cornerstone of our business
Whether youâre buying in San Francisco, the East Bay, or anywhere in California, Rubicon delivers reliable, no-nonsense financing for real estate professionals who need quick execution
About Rubicon Mortgage Fund
Letâs Talk
Have a deal that needs fast funding? Interested in working with a lender that understands your strategy and timeline?
ð Contact us today or email info@rubiconfund.net to explore your fix and flip financing options.
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