$175,000 Acquisition in Richmond, CA
Fix and Flip Loan Powers an SFR Acquisition
for an Experienced East Bay Investor
Loan Amount: $175,000
Loan Term: 12 Months
LTC: 55%
Loan Position: First Position Deed of Trust
Rubicon Mortgage Fund Lends $175K for Acquisition in Richmond California
Rubicon Mortgage Fund, LLC is pleased to announce the successful closing of a $175,000 fix and flip loan for the acquisition of a single-family investment property in Richmond, California. The transaction is a prime example of how short-term private lending can help investors act quickly in competitive markets and execute strategic renovations to increase portfolio value.
Deal Snapshot
- Loan Amount: $175,000
- Loan Purpose: Acquisition for fix and flip
- Property Type: Single-Family Residence (SFR)
- Square Footage: 962 SF home on a 3,484 SF lot
- Occupancy: Non-owner occupied, income-producing rental
- Location: Richmond, CA
- Borrower Profile: Experienced real estate investor and licensed Realtor
- Exit Strategy: Resale after complete renovation
Fix and Flip Loan Enables Value-Add Strategy
The borrower, an established East Bay-based Realtor, once the tenants move out, the borrower plans a full rehab of this Richmond SFR with the goal of executing a value-add strategy and exiting through resale. The fix and flip loan from Rubicon provides the short-term financing needed to close quickly and begin rehab without delay.
Once renovations are complete, the borrower intends to list the property for sale, capitalizing on Richmond’s strong demand for move-in-ready homes. This strategy is not only designed to generate profit but also to build equity and expand the borrower’s real estate investment portfolio.
Income-Producing Investment Property in Prime Market
The subject property is a non-owner occupied rental home situated on a generously sized lot in Richmond. With 962 square feet of interior space and a 3,484 square foot parcel, the home offers significant potential for improvement and value appreciation. Given the ongoing housing demand in the city, well-executed fix and flip projects like this can yield substantial returns for experienced operators.
Experienced Borrower and Strong Broker Referral
Rubicon’s borrower is no stranger to real estate investing. As a licensed Realtor with hands-on experience in multiple fix and flip transactions, they bring a seasoned perspective to the project. Their knowledge of East Bay submarkets gives them an edge when identifying underutilized properties with potential.
This opportunity was referred by a trusted mortgage broker based in Danville, who has worked with Rubicon on other transactions. Strong broker relationships continue to play a vital role in connecting Rubicon with qualified borrowers and helping investors secure funding quickly and efficiently.
Why Choose Rubicon for a Fix and Flip Loan?
Rubicon Mortgage Fund has earned a reputation as a leading private lender for fix and flip loans in California. Investors choose Rubicon for:
- Speed: Fast closings, often within days
- Flexibility: Asset-based lending tailored to each deal
- Local Expertise: Deep understanding of California’s real estate markets
- Relationship Focus: Repeat borrowers and brokers are a cornerstone of our business
Whether you’re buying in San Francisco, the East Bay, or anywhere in California, Rubicon delivers reliable, no-nonsense financing for real estate professionals who need quick execution
About Rubicon Mortgage Fund
Let’s Talk
Have a deal that needs fast funding? Interested in working with a lender that understands your strategy and timeline?
📞 Contact us today or email info@rubiconfund.net to explore your fix and flip financing options.
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