Loan Amount: $250,000

Loan Term: 24 Months

LTC: 40%

Loan Position: First Position Deed of Trust

Unlocking Property Potential: Rubicon Funds Strategic Cash-Out Refinancing in Livermore

At Rubicon Mortgage Fund, our latest deal showcases how our flexible lending approach can help property owners capitalize on their investments and expand their real estate portfolios. We recently facilitated a $250,000 cash-out refinancing on a duplex in Livermore, California. This transaction highlights our commitment to providing tailored financial solutions that align with our client’s unique investment strategies and goals. The property is a non-owner-occupied rental, and the borrower is an experienced real estate investor. What sets this deal apart is the borrower’s innovative use of the funds. Rather than reinvesting in the Livermore duplex, the borrower chose to enhance another property in his portfolio—a ranch with multiple houses. The borrower plans to use the cash-out refinancing funds to conduct extensive renovations on the ranch. He aims to transform the houses into attractive rental units, expanding his income-generating assets. This forward-thinking strategy is a prime example of the entrepreneurial spirit Rubicon is always eager to support. Adding to the significance, the borrower’s family inherited the ranch, giving the investment a personal dimension that blends financial strategy with legacy. A vital aspect of the smooth execution of this deal was the involvement of a trusted loan broker. Having successfully worked with Rubicon on previous transactions, the broker brought this opportunity to our attention. This strong professional relationship allowed for seamless communication and a deep understanding of the borrower’s needs, enabling us to structure the loan effectively. At Rubicon, we recognize that real estate investments often require creative solutions. While traditional lenders might hesitate to use funds from one property to renovate another, we see the bigger picture. By offering cash-out refinancing, we’re not just funding an isolated deal—we’re supporting the growth of an entire real estate portfolio. This Livermore refinance also emphasizes the importance of building strong industry relationships. The loan broker’s trust and confidence are a testament to Rubicon’s reputation for reliability, flexibility, and a deep understanding of commercial real estate financing. For property owners and investors looking to maximize their real estate holdings, Rubicon offers more than traditional lending. Whether you’re seeking to refinance, acquire new assets, or fund property improvements, our team has the expertise and resources to help you succeed. In California’s dynamic real estate market, having a financial partner who understands investment intricacies can make all the difference. This Livermore cash-out refinancing is just one example of how Rubicon helps investors turn their real estate visions into reality, one property at a time. If you’re considering cash-out refinancing or any other form of real estate financing, we invite you to explore how Rubicon can support your investment strategy. With our deep knowledge of the California market and our commitment to personalized service, we’re ready to help you unlock the full potential of your real estate portfolio.