Private lending offers a unique advantage for situations like this. Unlike traditional banks, private lenders are not confined by rigid underwriting standards. Instead, they can focus on the bigger picture, including the borrower’s goals and the potential of the property.
In this case, Rubicon’s ability to act quickly and provide a customized solution ensured that the family’s property—and their business—remained intact. This type of flexibility is a hallmark of private lending and is why so many borrowers turn to private lenders when traditional financing options fall short.

Mission Street: A Prime Location
Mission Street is one of San Francisco’s most vibrant corridors, known for its diverse culture, thriving businesses, and deep-rooted community ties. The grocery store’s location surrounded by established businesses further underscores its value as an essential part of the neighborhood.

The Exit Strategy: Returning to Bank Financing
The borrower’s long-term plan is to return to bank financing once their partnership restructuring is complete. With the property’s prime location and the grocery store’s solid reputation, the family is confident in their ability to transition back to traditional lending, further solidifying their business’s future.

Conclusion
This $350,000 refinance is a testament to the crucial role private lenders play in supporting businesses and property owners when traditional financing is no longer an option. For this family-owned grocery store, Rubicon Mortgage Fund provided more than just a loan—we provided a lifeline to help them preserve their legacy, restructure their partnership, and secure their future.

If you’re facing challenges with traditional financing, a private lender like Rubicon Mortgage Fund can offer the flexibility and personalized solutions you need to achieve your goals.