Loan Amount: $600,000

Loan Term: 12 Months

LTV: 50%

Loan Position: First Position Deed of Trust

Recently, Rubicon Mortgage Fund completed a significant commercial property refinance transaction for a long-standing client, underscoring the importance of building and maintaining strong relationships in the financial sector. The deal involved a $600,000 cash-out refinance, primarily aimed at fulfilling crucial business objectives.

Our client, a prominent figure in the Bay Area’s thriving tech ecosystem, leads an international software company. Like many growing enterprises, they identified a need for additional working capital to fuel their expansion and maintain operational flexibility. This scenario perfectly illustrates the complex financial landscape that modern businesses navigate, where traditional funding avenues may not always align with the rapid pace and unique demands of the tech industry.

The commercial property refinance is on an industrial office condominium, which serves as an asset in our client’s portfolio. Located in a strategic industrial park with convenient access to Highway 880, the property not only provides a steady rental income stream but also represents a sound long-term investment in the competitive Bay Area real estate market.

This transaction highlights several key aspects of our approach at Rubicon Mortgage Fund:

1. Flexibility: We understand that each business has unique financial needs. By offering a commercial property refinance option, we provided our client with the liquidity necessary to address immediate business expenses and establish a robust line of credit.

2. Industry Insight: Our experience in working with tech companies allows us to appreciate the sector’s specific challenges and opportunities, enabling us to structure deals that align with their business models.

3. Relationship-Based Lending: We value long-term partnerships with our clients. This approach allows us to better understand their evolving needs and provide consistent, reliable support throughout their growth journey.

4. Strategic Asset Utilization: By leveraging an income-generating property, our client was able to access substantial capital without disrupting their core business operations or diluting equity.

As the financial landscape continues to evolve, particularly in dynamic regions like the Bay Area, the role of alternative lending solutions becomes increasingly vital. At Rubicon Mortgage Fund, we remain committed to bridging gaps in the market, offering innovative financial products that empower businesses to thrive and expand.

This recent commercial property refinance not only demonstrates our capability to handle complex refinancing needs but also reaffirms our dedication to fostering long-lasting relationships with our clients. We look forward to continuing our support for businesses across various sectors, providing the financial backbone they need to achieve their ambitious goals.