$700,000 Refinance in Encino, CA
Rubicon Mortgage Fund, LLC Provides $700,000 Cash-Out Refinance for California Private High School
Loan Amount: $700,000
Loan Term: 24 Months
LTV: 60%
Loan Position:Â First Position Deed of Trust
Strategic financing helps educational institution access critical operating capital through innovative real estate solution
How a Creative Lending Approach Supported Educational Excellence
When a private high school needed immediate capital for operations and business expenses, Rubicon Mortgage Fund, LLC delivered a tailored financing solution that traditional lenders couldn’t match. Our team recently funded a $700,000 cash-out refinance that transformed dormant equity into working capital, supporting the continued education of students while meeting the institution’s immediate financial needs.
The Challenge: Converting Property Value into Educational Funding
The private high school owned a valuable but underutilized asset â a single-family residence (SFR) adjacent to their main campus that had been converted into administrative offices. Despite this property’s significant value, the school faced:
- Urgent need for operational funding
- Limited access to conventional financing options
- Desire to maintain the property’s current use as staff offices
- Need for quick funding without disrupting educational services
Rubicon's Solution: Flexible Cash-Out Refinancing for Educational Institutions
Recognizing the unique circumstances, Rubicon Mortgage Fund structured a $700,000 cash-out refinance secured by the converted residential property. Our approach delivered several crucial advantages for the educational institution:
- Â Immediate access to capital for essential operations and business expenses
- Â Preservation of the property’s current use as administrative offices
- Straightforward approval process focused on the asset’s value
- Flexible terms aligned with the school’s financial reality
A Strategic Bridge to Financial Stability
This financing solution provides the private high school with breathing room while maintaining a clear path forward. As the school’s cash flow improves in the coming months, they plan to refinance the property with conventional financing and take out the Rubicon loan â a perfect example of how private lending can serve as a strategic bridge during periods of financial transition.
“Educational institutions often face unique financing challenges that don’t fit neatly into conventional lending boxes,” notes Rubicon Mortgage Fund. “By focusing on real estate assets and finding creative solutions, we help these vital community organizations continue their important work while addressing immediate financial needs.
Why Educational Organizations Choose Rubicon for Real Estate Financing
Rubicon Mortgage Fund specializes in creating financing solutions for situations that require thinking outside the conventional lending box:
- Asset-based approach that values the underlying real estate
- Rapid funding timelines when operational needs can’t wait
- Â Creative structuring to accommodate unique institutional requirements
- Â Experience with educational and non-profit organizations and their specific challenges
California Private Lending with Educational Impact
This transaction exemplifies Rubicon Mortgage Fund’s commitment to providing financing solutions that make a real difference in California communities. By helping educational institutions access the capital locked in their real estate assets, we support the continued delivery of quality education throughout the state.
Need Financial Solutions for Your Educational Institution?
If your school, college, or educational organization needs to unlock equity from campus properties or adjacent real estate, Rubicon Mortgage Fund offers cash-out refinancing, bridge loans, and other creative lending solutions designed for your specific situation.
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Contact Rubicon Mortgage Fund today to explore how we can help transform your real estate equity into operational capital.
Rubicon Mortgage Fund specializes in private lending solutions for California real estate, including cash-out refinancing for educational institutions, commercial properties, and unique residential assets.
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