Borrowers &
Lending Criteria
A lender built for
complex deals.
Rubicon Mortgage Fund, LLC is a direct private money lender that has financed commercial real estate across California since 2008. We control our own capital, make our own decisions, and close on our own timeline.
Every loan is underwritten and structured in-house by our own experienced team. No committees, no syndication, no appraisals, no outside approvals — which is exactly why we can close on the timeline a deal requires.
What are you
trying to do?
Select your situation and we will point you in the right direction.
If any of these apply,
we want to hear from you.
Rubicon was built for deals that require flexibility, certainty, and a lender who understands the nuances of your situation.
The bar to work
with Rubicon.
We focus on the deal, the asset, and our own in-house underwriting process.
| Loan Amount | $500,000 to $15,000,000 |
| Max LTV | Up to 65% |
| Max LTC | Up to 65% |
| Interest Rate | Starting at 8.5% (fixed interest only) |
| Fees | Starting at 1.0% |
| Loan Position | 1st Position Only |
| Loan Term | 6 Months to 24 Months |
| Geography | Statewide California |
| Property Types | All Commercial & Residential (non-owner-occupied) |
| Credit Check | Not Required |
| Prepayment | Negotiable |
| We Lend To | Individuals, Trusts, LLCs, Corporations, Non-Profits, and Partnerships |
Commercial & residential
property types.
Multifamily
2+ Units
Industrial
Warehouse, Flex & Manufacturing
Retail
Strip, Pad & In-Line
Office Buildings
All Classes
Mixed-Use
Retail + Residential
Residential
Non-Owner-Occupied
Gas Stations
Including Branded & Unbranded
Mobile Home Parks
Land-Lease Communities
Self-Storage
Mini Storage Facilities
Hotels & Hospitality
Flag & Boutique
Special Purpose
Case-by-Case
Other
Contact Us to Discuss
What our clients
say.
"My experience with Rubicon was exceptional. They are consummate professionals and responded to every question with clear, to-the-point answers. Their ability to turn around a transaction quickly and efficiently were in stark contrast to banks and other financial institutions I have had dealings with in the past. I would highly recommend them."
"I've had the privilege of working with Vance and Doug on several commercial mortgage loans and what stands out for me every time is their attention to detail. They've always put in the time to understand the deal and provide more than just one option. They've been able to provide financing on challenging projects that have been turned down by others and each time they've delivered on their terms and timing."
"We were under extreme pressure to get funds and timelines were an issue. The Rubicon team really did go above and beyond to get this done for us. Even after the transaction was over, I was contacted a couple of times to make sure I was happy and satisfied. You do not see a lot of compassion in today's business world. Thank you for making our business deal a success."
"A few years ago, I found myself in a pinch with the falling real estate market. The usual cast of lenders was jumpy and unwilling to fund traditional loans. Rubicon Mortgage helped us out. I liked the experience so much that now I'm an investor in Rubicon Mortgage Fund. They provide a valuable service to the community."
Ready to fund your next deal?
Rubicon Mortgage Fund, LLC is California's premier direct private money lender for commercial real estate. In-house underwriting. No appraisals. Initial response typically within 24 hours.
(925) 283-8919