Borrowers needed $560,000 to complete the purchase of a retail unit in North Highlands, CA. With a loan to cost of 51% the purchased property is under replacement cost. Borrower owns a chain of pizza restaurants in the Bay Area and this three unit shopping center is an investment for him and his wife. Building has 4,500 Square Feet and has great visibility from major avenue. Rubicon provided a 1 Year Term and has the 1st Deed of Trust.