Loan Amount: $650,000

Loan Term: 12 Months

LTV: 43%

Loan Position: First Position Deed of Trust

Transforming a Modest Home into a Vibrant 5-Home Subdivision

Hollister, CA – Rubicon Mortgage Fund, a leading direct lender specializing in short-term commercial real estate loans, is pleased to announce the successful funding of a $650,000 cash-out refinance loan for a unique single-family residence on 30 acres of land in Hollister, California.

A Strategic Refinance for Maximum Potential

The experienced borrower, a local business owner with a proven track record in property development, plans to leverage the cash-out refinance to unlock the property’s full potential. The funds will be used to subdivide the front five acres of the 30-acre lot into five one-acre lots, each suitable for building a single-family home. The existing single-family residence, which resembles a compound with a shed and garage, will be renovated and sold.

The property’s vast acreage and agricultural potential offer endless possibilities for future development. With careful planning and execution, the borrower aims to create a thriving residential community while maximizing the value of the land.

A Non-Traditional Deal, Requiring a Non-Traditional Lender

The unique nature of the property, coupled with the vacant status of the single-family residence, made it challenging to secure traditional financing. Rubicon Mortgage Fund’s ability to assess non-traditional deals and provide flexible financing solutions proved to be the perfect fit for this project.

A Low-Leverage, High-Impact Investment

Rubicon Mortgage Fund’s low-leverage approach to lending ensures prudent risk management while maximizing returns for investors. This strategic investment in the Hollister property exemplifies the Fund’s commitment to supporting innovative real estate projects and empowering experienced developers to achieve their goals.

Loan Amount: $4,000,000

Loan Term: 12 Months

LTC: 50%

Loan Position: First Position Deed of Trust

Fast-Track $4 Million Acquisition Loan for Local Developer in Lafayette: Rubicon Mortgage Fund at Work

When it comes to successful acquisitions, time is often of the essence. Rubicon Mortgage Fund, a premier direct lender specializing in short-term commercial real estate loans, recently completed a notable acquisition loan for $4 million—supporting a highly experienced local developer group. This transaction demonstrates not only Rubicon’s commitment to local development but also its flexibility in delivering quick funding for strategic investments. This strategic investment was made at a 50% loan-to-cost (LTC) ratio, demonstrating the Fund’s commitment to providing flexible and competitive financing solutions to its borrowers.

Supporting Local Visionaries with Fast and Flexible Financing

The borrower, a strong local development group with a history of successful real estate investments, recognized the unique potential of a property located less than a block away from Rubicon Mortgage Fund’s headquarters in Lafayette. Just steps from the bustling heart of downtown Lafayette, this property promises prime value due to its accessibility and close proximity to local amenities, creating an ideal setting for a large-scale project.

A Mixed-Use Gem with Tremendous Redevelopment Potential

This acquisition includes an impressive 13,000 square feet of retail and office space across approximately one acre of land. Adding to its value, the property currently includes ample parking space—an increasingly rare asset in bustling downtown areas. The most exciting aspect of this acquisition is its current entitlement for over 50 residential units, creating a significant opportunity for development in a highly desirable neighborhood. Given the property’s central location, it’s poised to attract a diverse mix of commercial tenants and future residents, supporting Lafayette’s continued growth.

Speed and Expertise in Loan Closing

One of the primary factors that made Rubicon Mortgage Fund the preferred lender for this project was our ability to work swiftly. This acquisition loan closed in under four weeks, exemplifying our commitment to providing fast, reliable capital to meet our clients’ time-sensitive needs. Our deep local knowledge and established connections allowed us to deliver funding quickly, helping the developer group secure this prime property in record time.

Investing in Our Local Community

As a direct lender with deep roots in Lafayette, Rubicon Mortgage Fund takes pride in fostering local development by supporting trusted local partners. “We are excited to support local investors and contribute to the continued growth and development of Lafayette,” said Vance Hillstrom, CEO at Rubicon Mortgage Fund. We know that empowering strong developers not only benefits our clients but also contributes to the ongoing vibrancy of our community. Through acquisition funding like this, we help make transformative projects possible.

If you’re an investor looking for flexible, fast-paced financing to close on your next acquisition, Rubicon Mortgage Fund offers expertise in navigating the unique demands of commercial real estate projects. Reach out today to learn how we can support your vision with the funding and expertise you need to succeed.

Loan Amount: $650,000

Loan Term: 24 Months

LTV: 55%

Loan Position: First Position Deed of Trust

Rubicon Mortgage Fund Provides $650,000 Cash-Out Refinance for Popular Pleasant Hill Taco Shop

Pleasant Hill, CA – Rubicon Mortgage Fund, a leading direct lender specializing in short-term commercial real estate loans, is pleased to announce the successful funding of a $650,000 cash-out refinance loan for a popular taco shop in Pleasant Hill, California.

A Strategic Refinance

The experienced restaurant operator, who also owns another successful location in San Francisco, utilized the cash-out refinance to achieve several strategic goals. The funds will be used to pay off a construction loan incurred for significant tenant improvements, including a brand-new, high-end kitchen and an expanded floor area. Additionally, the refinance will help lower the monthly payments on the property, freeing up valuable cash flow for the business.

A Prime Location

The taco shop is situated on a prominent, high-traffic road in Pleasant Hill, ensuring excellent visibility and easy accessibility for customers. The restaurant has cultivated a dedicated following and is a beloved local spot known for its delicious food and vibrant atmosphere.

A Smooth and Efficient Closing

Rubicon Mortgage Fund’s streamlined lending process and experienced team enabled a smooth and efficient closing of the transaction.

Supporting Local Businesses

“We are proud to support local businesses and help them achieve their growth goals,” said Tait Wessel (Senior Loan Officer) at Rubicon Mortgage Fund. “This cash-out refinance will enable the borrower to continue investing in their business and provide an even better experience for their customers.”

Loan Amount: $725,000

Loan Term: 12 Months

LTV: 60%

Loan Position: First Position Deed of Trust

Mastering the Reverse 1031 Exchange: Rubicon Mortgage Fund’s Expertise in Action

In the dynamic world of real estate investing, investors are always on the lookout for strategies to maximize their returns and minimize tax liabilities. One such powerful tool is the reverse 1031 exchange. At Rubicon Mortgage Fund, we specialize in facilitating these complex transactions, helping our clients achieve their investment goals with ease and efficiency.

Understanding the Reverse 1031 Exchange
A reverse 1031 exchange allows investors to acquire a replacement property before selling their relinquished property. This strategy is particularly useful in competitive markets where desirable properties may not be available when the investor is ready to sell their current property.

Case Study: South Lake Tahoe Investment Property
Recently, Rubicon Mortgage Fund had the opportunity to demonstrate our expertise in reverse 1031 exchanges by assisting a client in acquiring a non-owner-occupied single-family home in South Lake Tahoe.

The Scenario:

• The clients owned a rental condo in Martinez, California.
• They identified a remodeled single-family home in South Lake Tahoe as their desired replacement property.
• The clients wanted to expand their investment portfolio into the lucrative South Lake Tahoe market.

Rubicon’s Solution:

1. We provided 80% of the purchase price for the South Lake Tahoe property.
2. This high loan-to-value ratio was possible due to the substantial equity in the clients’ Martinez condo.
3. Our team expertly navigated the complexities of the reverse 1031 exchange process.

Why Choose Rubicon for Your Reverse 1031 Exchange?

1. Extensive Experience: With numerous 1031 exchanges under our belt, we understand the intricacies and potential pitfalls of these transactions.
2. Expertise in Handling Complexity: We’re well-versed in managing the multiple moving parts involved in reverse 1031 exchanges.
3. Short-Term Lending Specialists: Unlike traditional lenders who may shy away from the short-term nature of these loans (typically 6 months), Rubicon excels in executing these deals efficiently.
4. High Loan-to-Value Ratios: When appropriate, we can offer higher LTV ratios, giving our clients more flexibility in their investments.
5. Quick Execution: Our experience allows us to move swiftly, ensuring you don’t miss out on prime investment opportunities.

Navigating the Reverse 1031 Exchange Process

While this can be complex, Rubicon Mortgage Fund simplifies the process for our clients:

1. Property Identification: We assist in evaluating potential replacement properties.
2. Financing: Our team quickly assesses your financial situation and provides competitive lending terms.
3. Exchange Coordination: We work closely with qualified intermediaries to ensure all IRS requirements are met.
4. Timely Execution: We understand the time-sensitive nature of these transactions and work diligently to meet all deadlines.

Conclusion
At Rubicon Mortgage Fund, we pride ourselves on our ability to facilitate complex real estate transactions like reverse 1031 exchanges. Our deep understanding of the process, coupled with our flexible lending options, makes us the ideal partner for investors looking to optimize their real estate portfolios.

Whether you’re eyeing a property in South Lake Tahoe or anywhere else in California, trust Rubicon Mortgage Fund to guide you through your reverse 1031 exchange with confidence and expertise.

Contact us today to learn how we can help you leverage the power of reverse 1031 exchanges in your real estate investment strategy.

Loan Amount: $250,000

Loan Term: 24 Months

LTC: 40%

Loan Position: First Position Deed of Trust